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First Home Buyer Tips

If you are buying your first home, it may be tempting to go with whatever is the cheapest, but experts tell us this is not the best solution. You will almost certainly want to sell your home one day in the future, so a home in a good area will be a better investment.

Before making that important decision, you should explore every possible option. A small builder can often do the job of building your new home just as well as some huge building organisation that can show you a display village to choose from.

The advantages of an all-in-one package may be considerably greater than choosing a display home and then making progress payments.

You may find that you would rather buy a home that is already built and established - then the extra work of landscaping and doing the gardens has already been done. Sometimes this option works out cheaper than building.

It's easy to spend lots of money on a new house, but take care because you may not get it back in value when you sell. You have to look at the price of other homes in the area first. If they are only worth $350,000, then you'll be waiting a long time to recoup your $600,000 outlay.

Get more information before you buy a house: find out more about home loans and use the mortgage calculator to calculate costs at Quick Direct (www.quickdirect.com.au).

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